Insurer’s Offer: $2,116,170.51 | Sobel Settlement: $3,502,114.96 | Increase: 65.5%

Insurer’s Offer: $645,000.00 | Sobel Settlement: $3,000,469.06 | Increase: 365%

Insurer’s Offer: $606,500.00 | Sobel Settlement: $852,500.00 | Increase: 40.5%

Insurer’s Offer: $1,099,595.00 | Sobel Settlement: $2,070,000.00 | Increase: 88.2%

Insurer’s Offer: $21,000.00 | Sobel Settlement: $99,203.64 | Increase: 372%

Insurer’s Offer: $1,367,569.00 | Sobel Settlement: $2,700,000.00 | Increase: 97.4%

Insurer’s Offer: $21,000.00 | Sobel Settlement: $99,203.64 | Increase: 372%

Insurer’s Offer: $325,000.00 | Sobel Settlement: $1,205,833.90 | Increase: 271%

Insurer’s Offer: $2,000,000.00 | Sobel Settlement: $3,634,512.19 | Increase: 81.8%

Insurer’s Offer: $1,861,928.35 | Sobel Settlement: $2,661,928.35 | Increase: 42.9%

Insurer’s Offer: $231,435.69 | Sobel Settlement: $677,842.14 | Increase: 192%

Insurer’s Offer: $ 100,000.00 | Sobel Settlement: $202,000.00 | Increase: 102%

Insurer’s Offer: $1,245,511.05 | Sobel Settlement: $1,789,242.61 | Increase: 43.6%

Insurer’s Offer: $80,000.00 | Sobel Settlement: $180,000.00 | Increase: 125%

Insurer’s Offer: Denied | Sobel Settlement: $5,946,669.56 | N/A

Insurer’s Offer: $234,000.00 | Sobel Settlement: $449,380.00 | Increase: 92.0%

Types of Insurance Claims Sobel Adjusting Can Help With

Fire Damage

Fire Damage can range from soot stains to dangerous chemical reactions that can be extremely difficult to detect. Unless your insurance company has a sixth sense, visual inspections of fire damage are often insufficient. That means so is the settlement the insurer is offering you.

What kind of engineers were sent to analyze your fire damage, if at all?
Does the insurance companies scope accurately reflect the fire damage to your property?
Is the insurance company trying to save money by repairing your property instead of replacing it?

Water Damage

Catastrophic losses excluded, Water Damage is the leading type of home insurance claim in Canada. It is often referred to as the most misunderstood aspect of home insurance. In other words, there’s a pretty good chance your insurance company won’t cover all of your damage even though they’ve been collecting premiums from you for years.

Did your personal property get removed without proper photos or inventorying?
Has your property been inspected for mold?
Is your insurance company denying your claim?

Smoke Damage

Just because you can’t smell smoke today doesn’t mean that you won’t smell smoke tomorrow. Properly mitigating smoke damage is a responsibility that requires proper techniques, processes, and equipment by a certified individual and/or company. If not done properly it could impact your wallet but more importantly your health.

Do you suspect smoke contaminants are still lurking within your property?
Does your insurer claim some of your property is smoke-free without any proof?
Has your insurer relied on a General Contractor’s opinion instead of an Engineer’s?

Everything Else

Year after year, insurance companies show record-breaking profits. Premiums increase and claim settlements become tougher to negotiate. Sobel Adjusting Solutions works for you, maximizing your settlement on all types of property claims including:

Windstorm
Explosion
Theft
Vandalism
Lightning
Business Interruption
Claim Denials
Any many more

You should contact Sobel Adjusting to assist assist with your insurance claims IF YOU ARE EXPERIENCING ANY OF THE FOLLOWING:

Your damage is extensive
Your claim has been delayed
Your claim has been denied
Your Business Interruption claim is undervalued
The Insurance company is offering a quick settlement
The Adjuster is unresponsive and difficult to communicate with
You want to focus on getting your life back on track and let a professional deal with the Insurance company on your behalf

You don’t understand the complicated language of insurance policies
The Insurance company has demanded an Examination Under Oath (EUO)
Your Insurance Adjuster is discouraging you from speaking to a Public Adjuster
You’re overwhelmed and don’t have the time or expertise to deal with your claim
The settlement offer is not enough to repair or replace your property and/or contents
You are not comfortable with the alternative living arrangements that your insurance company has made for you