Insurer’s Offer: $1,245,511.05 | Sobel Settlement: $1,789,242.61 | Increase: 43.6%
Insurer’s Offer: $ 100,000.00 | Sobel Settlement: $202,000.00 | Increase: 102%
Insurer’s Offer: $2,000,000.00 | Sobel Settlement: $3,634,512.19 | Increase: 81.8%
Insurer’s Offer: $2,116,170.51 | Sobel Settlement: $3,502,114.96 | Increase: 65.5%
Insurer’s Offer: $325,000.00 | Sobel Settlement: $1,205,833.90 | Increase: 271%
Insurer’s Offer: $1,367,569.00 | Sobel Settlement: $2,700,000.00 | Increase: 97.4%
Insurer’s Offer: $231,435.69 | Sobel Settlement: $677,842.14 | Increase: 192%
Insurer’s Offer: $21,000.00 | Sobel Settlement: $99,203.64 | Increase: 372%
Insurer’s Offer: $21,000.00 | Sobel Settlement: $99,203.64 | Increase: 372%
Insurer’s Offer: $606,500.00 | Sobel Settlement: $852,500.00 | Increase: 40.5%
Insurer’s Offer: $1,099,595.00 | Sobel Settlement: $2,070,000.00 | Increase: 88.2%
Insurer’s Offer: $1,861,928.35 | Sobel Settlement: $2,661,928.35 | Increase: 42.9%
Insurer’s Offer: $80,000.00 | Sobel Settlement: $180,000.00 | Increase: 125%
Insurer’s Offer: $234,000.00 | Sobel Settlement: $449,380.00 | Increase: 92.0%
Insurer’s Offer: Denied | Sobel Settlement: $5,946,669.56 | N/A
Insurer’s Offer: $645,000.00 | Sobel Settlement: $3,000,469.06 | Increase: 365%

Fire Damage

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Fire Damage can range from soot stains to dangerous chemical reactions that can be extremely difficult to detect. Unless your insurance company has a sixth sense, visual inspections of fire damage are often insufficient. That means so is the settlement the insurer is offering you.

  • What kind of engineers were sent to analyze your fire damage, if at all?
  • Does the insurance companies scope accurately reflect the fire damage to your property?
  • Is the insurance company trying to save money by repairing your property instead of replacing it?

Water Damage

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Catastrophic losses excluded, Water Damage is the leading type of home insurance claim in Canada. It is often referred to as the most misunderstood aspect of home insurance. In other words, there’s a pretty good chance your insurance company won’t cover all of your damage even though they’ve been collecting premiums from you for years.

  • Did your personal property get removed without proper photos or inventorying?
  • Has your property been inspected for mold?
  • Is your insurance company denying your claim?

Smoke Damage

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Just because you can’t smell smoke today doesn’t mean that you won’t smell smoke tomorrow. Properly mitigating smoke damage is a responsibility that requires proper techniques, processes, and equipment by a certified individual and/or company. If not done properly it could impact your wallet but more importantly your health.

  • Do you suspect smoke contaminants are still lurking within your property?
  • Does your insurer claim some of your property is smoke-free without any proof?
  • Has your insurer relied on a General Contractor’s opinion instead of an Engineer’s?

Everything Else

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Year after year, insurance companies show record-breaking profits.  Premiums increase and claim settlements become tougher to negotiate.  Sobel Adjusting Solutions works for you, maximizing your settlement on all types of property claims including:

  • Windstorm
  • Explosion
  • Theft
  • Vandalism
  • Lightning
  • Business Interruption
  • Claim Denials
  • Any many more

You should engage the services of Sobel Adjusting Solutions Inc. if you are experiencing any of the following:

  • Your damage is extensive
  • Your claim has been delayed
  • Your claim has been denied
  • Your Business Interruption claim is undervalued
  • The Insurance company is offering a quick settlement
  • The Adjuster is unresponsive and difficult to communicate with
  • You want to focus on getting your life back on track and let a professional deal with the  Insurance company on your behalf

  • You don’t understand the complicated language of insurance policies
  • The Insurance company has demanded an Examination Under Oath (EUO)
  • Your Insurance Adjuster is discouraging you from speaking to a Public Adjuster
  • You’re overwhelmed and don’t have the time or expertise to deal with your claim
  • The settlement offer is not enough to repair or replace your property and/or contents
  • You are not comfortable with the alternative living arrangements that your insurance company has made for you