Insurance Claims
FIRE DAMAGE CLAIMS
Navigating the aftermath of a fire loss is a complex journey, as the extent of damage goes beyond visible soot stains to potential hidden hazards and intricate chemical reactions. Relying solely on visual inspections may result in an inadequate assessment of the damage, leading to settlements from insurance companies that fall short of addressing the full scope of your losses.
It's essential to question the expertise of the engineers sent to analyze your fire damage, if any, as their qualifications directly impact the accuracy of the assessment. Additionally, scrutinize whether the insurance company's scope comprehensively reflects the true extent of the damage to your property. Beware of potential cost-saving measures, such as prioritizing repairs over necessary replacements, which may compromise the integrity of your property's restoration.
In the face of these challenges, our team is committed to providing thorough and meticulous evaluations of fire damage. We advocate for your rights, ensuring that your insurance settlement aligns with the genuine scope of your losses. Trust us to navigate the intricacies of the process and secure the compensation you deserve for a comprehensive restoration of your property.
WATER DAMAGE CLAIMS
Excluding catastrophic losses, Water Damage stands as the predominant cause for home insurance claims in Canada, yet it remains one of the most misunderstood aspects of home insurance coverage. Despite years of paying premiums, there's a significant likelihood that your insurance company may not fully cover the extent of your water damage.
Have your personal belongings been removed without adequate photographic documentation or proper inventorying? Has your property undergone a thorough inspection for potential mold growth? If you find your insurance company denying your claim, it's crucial to address these concerns promptly. Our dedicated team specializes in navigating the complexities of water damage claims, ensuring your rights are protected, and advocating for fair compensation to comprehensively address the impact on your property.
SMOKE DAMAGE CLAIMS
Just because you can’t smell smoke today doesn’t mean that you won’t smell smoke tomorrow. Properly mitigating smoke damage is a responsibility that requires proper techniques, processes, and equipment by a certified individual and/or company. If not done properly it could impact your wallet but more importantly your health.
- Do you suspect smoke contaminants are still lurking within your property?
- Does your insurer claim some of your property is smoke-free without any proof?
- Has your insurer relied on a General Contractor’s opinion instead of an Engineer’s?
EVERYTHING ELSE
Year after year, insurance companies show record-breaking profits. Premiums increase and claim settlements become tougher to negotiate. Sobel Adjusting Solutions works for you, maximizing your settlement on all types of property claims including:
- Windstorm
- Explosion
- Theft
- Vandalism
- Lightning
- Business Interruption
- Claim Denials
- Title Insurance
- Any many more
Commercial & Residential Insurance claims adjusting process
Our insurance claims adjusting process is meticulously designed for effectiveness. It includes a thorough policy review to ascertain your settlement potential, precise quantification of loss, detailed preparation and presentation of insurance claim documents, and robust negotiation to secure your settlement.
POLICY REVIEW
Sobel assesses your insurance policy including conditions, endorsements, exclusions, and limitations to determine your maximum settlement potential
QUANTIFY YOUR LOSS
Sobel quantifies your loss with the support of industry experts who specialize in large property insurance claims and counter the insurance company’s initial low settlement offers
PREPARE & PRESENT
In accordance with extensive industry guidelines and protocols, sobel details and documents your claim for proper submission to the insurer
NEGOTIATE YOUR SETTLEMENT
Sobel uses integrity, knowledge, and decades of insurance industry experience to provide exceptional claims settlements
You should contact Sobel Adjusting to assist with your insurance claims if you are experiencing any of the following:
- Your damage is extensive
- Your claim has been delayed
- Your claim has been denied
- Your Business Interruption claim is undervalued
- The Insurance company is offering a quick settlement
- The Adjuster is unresponsive and difficult to communicate with
- You want to focus on getting your life back on track and let a professional deal with the Insurance company on your behalf
- You don’t understand the complicated language of insurance policies
- The Insurance company has demanded an Examination Under Oath (EUO)
- Your Insurance Adjuster is discouraging you from speaking to a Public Adjuster
- You’re overwhelmed and don’t have the time or expertise to deal with your claim
- The settlement offer is not enough to repair or replace your property and/or contents
- You are not comfortable with the alternative living arrangements that your insurance company has made for you